Revolut Fee Calculator
How to Use This Calculator
- 1
Enter the transfer amount and currency
Use the amount you plan to convert or transfer and select USD, GBP, or EUR.
- 2
Choose your Revolut Plan and allowance already used
Enter how much of the monthly free allowance you have used before this transfer. The calculator applies the allowance to the transfer amount you enter.
- 3
Review the fee and estimated amount received
The estimate applies a 0.4% fee only to the amount above the remaining allowance; it does not include exchange-rate markups or fees outside this model.
Example Calculation
A Standard plan customer enters a USD 1,000 transfer and has used none of the monthly allowance.
Transfer Amount
1,000
Free Allowance Already Used This Month
0
Currency
USD
Revolut Plan
Standard (free)
Results
Conversion Fee
USD 0.00
Amount Received
USD 1,000.00
Taxable Amount
USD 0.00
Effective Fee Rate
0%
Free Allowance
USD 1,000
Allowance Saving
USD 4.00
Plan
Standard
Monthly Allowance Used
USD 0.00
Insights card shows the remaining allowance and the fee assessment.
Tips
Using USD 500 of the Standard allowance first leaves USD 500 free
Change Free Allowance Already Used This Month to 500 and keep the transfer at USD 1,000. The model charges 0.4% on the USD 500 above the remaining allowance, for a USD 2.00 fee.
A USD 1,500 transfer on Standard produces a USD 2.00 modeled fee
Set Transfer Amount to 1,500 with no allowance used. The USD 500 above the modeled USD 1,000 allowance is charged at 0.4%; compare the result with Plus or Premium to test the allowance effect.
Ultra removes the modeled allowance-based fee
Select Ultra and enter the same amount to see how the calculator treats its allowance as unlimited. Check the current plan terms before relying on that estimate.
What this fee estimate includes
This calculator estimates a currency-conversion fee by applying a 0.4% rate to the part of a transfer that exceeds the selected plan’s remaining monthly allowance. It subtracts that fee from the entered amount to estimate what remains, but does not convert currencies or include other possible charges.
The allowance figures are the model’s assumptions: Standard 1,000 per month, Plus 3,000, Premium 10,000, Metal 40,000, and Ultra unlimited, in the selected currency. Actual plan terms can vary by country and change over time, so verify them with Revolut before making a transaction.
How the fee is calculated
Remaining allowance = Monthly allowance − Allowance already used
Taxable amount = max(0, Transfer amount − Remaining allowance)
Conversion fee = Taxable amount × 0.004
Estimated amount received = Transfer amount − Conversion fee
For the example, the Standard allowance is USD 1,000 and none has been used, so the remaining allowance is USD 1,000 − USD 0 = USD 1,000. A USD 1,000 transfer leaves USD 0 above the allowance. The fee is USD 0 × 0.004 = USD 0, and the modeled amount received is USD 1,000 − USD 0 = USD 1,000.
The calculator’s allowance saving compares the fee with a hypothetical 0.4% charge on the full transfer: USD 1,000 × 0.004 = USD 4. This comparison is not a separate Revolut charge; it shows the fee avoided under the calculator’s assumptions.
How allowance usage changes the fee
For a USD 1,000 transfer, the results differ according to the remaining Standard allowance:
| Allowance already used | Remaining allowance | Amount charged at 0.4% | Modeled fee |
|---|---|---|---|
| USD 0 | USD 1,000 | USD 0 | USD 0.00 |
| USD 500 | USD 500 | USD 500 | USD 2.00 |
| USD 1,000 | USD 0 | USD 1,000 | USD 4.00 |
The effective fee rate is the modeled fee divided by the full transfer amount. In the middle example, USD 2 divided by USD 1,000 is 0.2%, even though the fee applied to the amount above the allowance is 0.4%.
Compare fees before choosing a plan
A larger allowance can reduce the modeled fee on a particular transfer, but this calculator does not compare plan subscription costs with your total monthly FX usage. Add any plan cost and other relevant charges to your comparison before deciding whether a higher tier is worthwhile.
For other transaction-cost estimates, compare the PayPal fee calculator, Square fee calculator, or ATM fee calculator. Each uses a different fee model, so check the transaction type and assumptions before comparing results.
When to use a different calculator
- Estimating fees for a PayPal transaction → PayPal fee calculator
- Estimating card-processing fees for a sale → Square fee calculator
- Checking the cost of an ATM withdrawal → ATM fee calculator
- Comparing fees on an online shop sale → Shopify fee calculator
Frequently Asked Questions
How does this Revolut fee calculator work?
It applies a 0.4% fee to the portion of your transfer amount that exceeds your remaining modeled monthly allowance. It subtracts the fee from the entered amount to estimate the amount received; it does not calculate an exchange rate.
Does the 0.4% fee apply to my entire transfer?
Only the amount above the remaining allowance is charged in this calculator. For example, if USD 200 of allowance remains on a USD 1,000 transfer, the modeled taxable amount is USD 800 and the fee is USD 3.20.
Are the free allowances and fees the same in every country?
No, plan features and fees can depend on your country, plan terms, and the type and timing of the transaction. Treat the allowances and 0.4% rate in this calculator as its stated assumptions, then check Revolut’s current fees and legal terms before converting.
Does the amount received include the exchange rate?
No, it subtracts the modeled fee from the amount entered and does not convert between currencies. The actual recipient amount can also depend on the exchange rate, transfer route, and any charges not represented here.
Is a transfer within the free allowance always free?
It is free under this calculator’s allowance-based fee model, but that does not guarantee that every transaction has no cost. Other transaction types, rate markups, third-party charges, or updated plan terms may apply; compare the applicable terms before confirming a transfer.