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Insurance Actuarial Probability Calculator

Estimate expected claims, total premium income, projected profit, and loss ratio for insurance portfolios using actuarial probability.

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Expected Claims

20

Expected number of claims filed

Expected Claim Cost

$1,000,000

Total expected payout for claims

Total Premium Income

$1,200,000

Total premiums collected from all policies

Expected Profit

$200,000

Projected profit after expected claims

Loss Ratio

0.8333

Ratio of claims cost to premium income