Binance Fee Calculator

Enter your trade amount, fee rate, and monthly trade volume to calculate your Binance spot trading fees, BNB discount savings, and annual cost across all VIP tiers.

Created by Luis GonzalezLast updated: June 16, 2026

How to Use This Calculator

1
Enter your trade details
Input your trade amount in USD, your Binance spot fee rate (default 0.1%), how many trades you make per month, and whether you pay fees with BNB for a 25% discount.
2
Review your results
The calculator shows your fee per trade, annual fee cost, and break-even price move. The insights card reveals your net amount received, effective fee rate, monthly fees, and BNB savings.

Example Calculation

An active trader calculates fees on a $10,000 spot trade at the standard 0.1% rate with the BNB discount enabled, making 10 trades per month.

Trade Amount ($)

$10,000

Spot Fee Rate (%)

0.1%

Trades Per Month

Pay Fees with BNB

Yes — 25% discount (0.075%)

Results

Fee Per Trade

$7.50

Annual Fee Cost

$900.00

Break-even Move

0.1500%

Insights card shows amount received ($9,992.

Tips

BNB Discount Saves $300/Year on Active Trading

On a $10,000 trade, the BNB discount drops your fee from $10.00 to $7.50 — saving $2.50 per trade. At 10 trades per month, that adds up to $300 in annual savings ($1,200 vs $900).

Scale Up to See Real Impact

A trader placing $25,000 trades 20 times per month at the BNB rate pays $18.75 per trade and $4,500 annually. Without BNB, the same activity costs $6,000/year — a $1,500 difference.

VIP 5 Cuts Annual Costs in Half

At VIP 5 (0.05%), a $10,000 trade costs just $5.00 in fees with annual costs of $600 — compared to $900 with BNB discount or $1,200 at the standard rate.

Check Your Break-even Before Every Trade

With the BNB discount, your break-even price move is just 0.15% on a $10,000 trade. At the standard 0.10% rate, it rises to 0.20%. If your expected profit margin is slim, fee rate matters.

The Binance Fee Calculator estimates your spot trading fees across standard, BNB-discounted, and VIP tier rates. With Binance charging a standard 0.10% spot fee, this tool helps traders budget for transaction costs and compare savings across fee tiers.

Fee Formulas and Variants

The core formula for Binance spot trading fees is:

trading fee = trade amount x fee rate

For a $10,000 trade at the standard 0.10% rate: $10,000 x 0.001 = $10.00.

BNB Discount Rate: Paying fees with BNB reduces the rate by 25%. The standard 0.10% becomes 0.075%:

BNB fee = trade amount x 0.00075

A $10,000 trade costs $7.50 instead of $10.00.

VIP Tier Rates: High-volume traders (over $1,000,000 in 30-day volume) qualify for reduced rates. VIP 1 pays 0.09%, VIP 3 pays 0.07%, and VIP 5 pays 0.05%:

VIP fee = trade amount x tiered VIP rate

Break-even price move accounts for fees on both sides of a round-trip trade:

break-even move = (fee per trade x 2) / trade amount x 100

Fee Comparison Table

For a $10,000 trade with 10 trades per month:

Tier	Fee Rate	Fee/Trade	Annual Cost
Standard	0.10%	$10.00	$1,200
BNB Discount	0.075%	$7.50	$900
VIP 1	0.09%	$9.00	$1,080
VIP 2	0.08%	$8.00	$960
VIP 3	0.07%	$7.00	$840
VIP 5	0.05%	$5.00	$600

The difference between the standard rate and VIP 5 is $600 per year — a 50% reduction in trading costs.

💡 Trading on other platforms? Compare fees with our Coinbase Fee Calculator or Kraken Fee Calculator to find the best rates for your trading volume.

Maker vs. Taker Fee Distinction

While Binance's standard spot rate is 0.10% for both maker and taker orders, some advanced markets differentiate between them. Maker orders (limit orders that add liquidity) may have lower fees than taker orders (market orders that remove liquidity). For example, a maker fee of 0.08% vs. a taker fee of 0.10% on a $10,000 trade means $8.00 vs. $10.00 — a $2.00 difference per trade that compounds over time for high-frequency strategies.

Frequently Asked Questions

What is the standard Binance spot trading fee?

Binance's standard spot trading fee is 0.10% per trade for both maker and taker orders. On a $10,000 trade, that equals $10.00 in fees. The formula is: trading fee = trade amount x 0.001.

How much does the BNB discount save?

Paying fees with BNB reduces the rate by 25%, from 0.10% to 0.075%. On a $10,000 trade, the fee drops from $10.00 to $7.50 — a $2.50 savings per trade. Over 10 trades per month, that saves $300 annually ($1,200 vs $900).

How is the break-even move calculated?

Break-even move = (fee per trade x 2) / trade amount x 100. You pay fees on both the buy and sell side, so the price must move enough to cover both. On a $10,000 trade at 0.075%, the break-even is 0.15%.

What are Binance VIP tier rates?

VIP tiers reduce fees based on 30-day trading volume. VIP 1 (0.09%) costs $9.00 per $10,000 trade ($1,080/year at 10 trades/month). VIP 3 (0.07%) costs $7.00 ($840/year). VIP 5 (0.05%) costs just $5.00 ($600/year).

Does Binance charge for deposits?

Binance does not charge fees for cryptocurrency deposits. Fiat deposits via bank transfer or credit card may incur fees from your bank or payment processor, typically 1% to 3% for card payments. These are separate from the spot trading fees this calculator estimates.

How do monthly fees accumulate for active traders?

Monthly fees = fee per trade x trades per month. At the BNB rate on $10,000 trades with 10 trades per month, monthly fees are $75.00 and annual fees reach $900.00. Doubling your trade frequency to 20 trades/month doubles the cost to $150/month or $1,800/year.