Asset Allocation Glide Path Calculator

Calculate your optimal asset allocation glide path with our easy-to-use calculator. A glide path shows how your investment mix should change over time, typically becoming more conservative as you approach retirement. This strategic approach helps manage risk while maintaining growth potential throughout your investment journey.

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Conservative: Faster transition to reduce risk. Linear: Steady transition. Aggressive: Slower transition to preserve growth.

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Fill in the form above and click "Calculate" to see your results here.

About Asset Allocation Glide Path Calculator

The Asset Allocation Glide Path Calculator is an essential tool for long-term investors who want to implement a systematic approach to risk management. A glide path strategy automatically adjusts your portfolio's asset allocation over time, typically starting with a higher percentage of stocks when you're young and gradually shifting toward more conservative investments like bonds as you approach retirement.

This calculator helps you visualize how your investment mix should evolve over different time periods. For example, a 30-year-old might start with 90% stocks and 10% bonds, while someone 10 years from retirement might have 60% stocks and 40% bonds. The key benefit is that it removes emotional decision-making from the equation and ensures your portfolio automatically becomes more conservative as your time horizon shortens.

Whether you're using a target-date fund, managing your own portfolio, or working with a financial advisor, understanding your glide path helps you make informed decisions about rebalancing and risk management. This calculator is particularly valuable for retirement planning, college savings, or any long-term financial goal where your risk tolerance should decrease over time.